San Francisco Trial Lawyers Association (SFTLA)’s Health Net plan is renewing March 1st, 2018. The good news this year is that we are offering another tier (Gold) of coverage in addition to our Platinum Health Net offering. The Platinum Health Net plan continues to be the richest plan on the market with incredible RX benefits. The average increase for all members will be approximately 22% for Platinum, while the Gold plan will remain close to your current premium.
For 2018 all carriers were forced to re-rate children. In the past all children between the age of 0-20 received the same rate, which was 63.5% of a 21 year old. This year, the carriers were forced to use new calculations resulting in a substantial rate increase for families with children. Those with children age 15 and above can expect the largest increase. All plans and carriers across all markets have been affected by this change.
If one chooses to switch to Gold, your new premium should be close to last year's premium. Benefits-wise, the Gold plan also features a zero dollar deductible. However, it also has 20% co-insurance instead of 10%, higher office visit and Rx co-pays, and a higher out-of-pocket maximum.
Please contact us if there are questions or concerns.
Phone: (650) 321-2251
Mobile; (650) 773-0979
Fax: (650) 321-2533