San Francisco Trial Lawyers Association (SFTLA) will be renewing its Health Net plans on March 1st, 2019. We are continuing to offer Gold and Platinum PPO options for the coming year. The overall average increase in monthly premium for all SFTLA members this renewal is approximately 12%. 5% of the increase is due to Health Net changing the rating region to San Francisco, where SFTLA is headquartered. In the previous years, the rating region was based out of Santa Clara county.
Benefits-wise, there are no changes to the Platinum PPO option. The Gold plan is experiencing a slight increase in out-of-pocket maximum ($7,200 per calendar year per individual, up from $6,000 per calendar year per individual) and slight increases in copays for office visits and urgent care (up to $30 per visit, from $25).
Price-wise, the Gold plan continues to be approximately 25% less in monthly premium than the Platinum offering. For those who do not utilize coverage excessively, the Gold plan will likely be a much more affordable and efficient option, still with very rich benefits.
Please contact us with any questions or concerns.
Phone: (650) 321-2251
Mobile; (650) 773-0979
Fax: (650) 321-2533